You share the details
Tell us about your contractor, your property, and what went wrong. No license number required — tracking that down is part of the service.
Don't sue. File a claim.
Your contractor let you down. You have options.
Unfinished work, property damage, or money lost? Learn how a contractor bond claim may help you take the next step.
Independent guidance for homeowners. Not a government agency or law firm.
Start here
We find the bond. You file the claim.
Tell us about your contractor and what went wrong. We locate their license and bond, identify the surety's claims contact, and put together a Claims Kit built for your state — no license number needed.
- 1. Share details
- 2. Pay $49
- 3. We research
- 4. Receive your kit
Why timing matters
One bond. One shared pool of money.
A surety bond is an aggregate limit — a single maximum the surety will pay, not a separate fund held for you. Every valid claim comes out of the same amount. Once it is paid out, there is nothing left for anyone else, even homeowners with strong, well-documented claims.
Claims are usually handled in the order they are received and fully documented, so speed matters. The sooner a complete submission reaches the surety, the better your place in line.
Act fast. Filing does not pause the dispute, and waiting to see whether your contractor makes it right can leave you with no bond money left to claim.
Example
A $25,000 bond, four claims of $10,000
EventPaid outRemaining
Bond limit—$25,000
Claim 1 paid in full-$10,000$15,000
Claim 2 paid in full-$10,000$5,000
Claim 3 paid — only $5,000 left-$5,000$0
Claim 4 filed — nothing left$0$0
Every claim above was for $10,000. The first two are paid in full, the third receives only the $5,000 left, and the fourth receives nothing. Your claim competes for the same dollars from the moment the bond is issued.
The path forward
You share the facts. We do the heavy lifting.
A contractor dispute can feel overwhelming. The Claims Kit handles the research, the paperwork, and the state-specific details — so you always know your next move.
We find the bond
We locate the contractor's license and bond, identify the surety's claims contact, and pull the state rules and deadlines that apply to your claim.
You file with a plan
Your kit arrives with a demand letter template, an evidence organizer, and state-by-state guidance so your submission is complete and ready to send.
The Claims Kit
Everything you need to make your next move.
A practical, state-aware packet designed to help you organize the details and navigate a potential contractor bond claim.
$49one-time
Contents may vary by state and record availability.
Order your kitBond details & claims contact
The contractor-specific bond information and the appropriate surety claims contact, when available.
Demand letter template
A structured starting point for putting your concerns and requested resolution in writing.
State complaint guidance
A practical guide to finding the right state process and preparing the required details.
Evidence organizer
A simple way to bring together your contract, payments, photos, messages, and timeline.
Take the first step
You don't have to figure it out alone.
Bond funds are shared and finite — don't wait to start. Order your Claims Kit today.
Good to know
Common questions, clearer answers.
What is a contractor bond?
In many states, certain licensed contractors must carry a surety bond. Depending on your state, the contractor's license, and the facts of your case, you may be able to make a claim against that bond. A bond is not a guarantee of payment.
What if the bond money runs out?
A surety bond is an aggregate limit: one shared pool of money, not a separate fund set aside for each homeowner. Every valid claim is paid out of that same amount, until it is gone. Claims are generally handled in the order they are received and fully documented, so a homeowner who files later can find nothing left to recover. Acting promptly with complete records protects your position.
Can I look up a contractor myself?
Yes. State licensing boards often offer public license lookups. Availability of bond details varies by state. When you order a Claims Kit, we do this research for you — including locating the license number.
Do I need a lawyer to make a claim?
Not always, but rules and deadlines vary by state. If your loss is significant or your situation is complicated, consider talking with a licensed attorney in your state.
How does ordering work?
Complete a short form about you, your contractor, and your loss, then pay $49. We research the contractor's license and bond and email your Claims Kit to you.